Biography of the financial genius Oleg Tinkov. You didn’t know him like this: family values ​​of Oleg Tinkov Where did Oleg Tinkov come from

The biography of Oleg Tinkov amazed millions of people. Young and aspiring entrepreneurs still touch on Tinkov’s success story in order to learn from his mistakes, experience, and at least try to become as successful as him. This man is included in the list of the famous Forbes magazine, being one of the richest in the world. In this article we will look at the biography of the famous entrepreneur, as well as his most successful projects.

Biography of Tinkov: early years and education

The biography of Oleg Tinkov begins in the village of Polysayevo, which is located in the Kemerovo region. In Leninsko-Kuznetsky, Oleg graduated from school, and then worked in a mine, and after that he worked at the Kuzbaselement plant.

Oleg also succeeded in sports. Around the age of 12, the future entrepreneur began to get involved in cycling. He won many competitions, and at the age of 17 he even became Oleg. It was then that he took his first steps in entrepreneurial activity. During his trips and training camps, he bought goods in short supply for the USSR in Central Asia, and later sold them in his native Leninsko-Kuznetsky. Oleg Tinkov, whose biography is incredible, in some places very unusual, took up fartsovka already in his youth. In 1986, the young man entered the service, his sports career was interrupted.

Immediately after the army, already in 1988, Oleg entered the Leningrad Mining University to study. Even then, the young man realized that at a university with a large number of students he could make quite good money. He started selling jeans, perfumes, black caviar, cosmetics and vodka. He traveled from St. Petersburg to Siberia, where he sold St. Petersburg goods, and in Siberia he bought equipment, which he sold in the northern capital. The biography of Oleg Tinkov is full of interesting coincidences. So, he was engaged in selling goods with his fellow students, who later founded large companies and became no less successful than Tinkov himself. One of his classmates, Andrei Rogachev, became the founder of the famous Pyaterochka grocery chain.

Family

The biography of Oleg Tinkov is decorated with his family life. It is generally accepted that businessmen, entrepreneurs and celebrities rarely have happy families. But Oleg met his future wife, named Rina Vosman, while still a student. He lived with her for about 20 years, and then only in 2009 they had a wedding. Now Rina and Oleg have three children - Daria, Pavel and Roman. Daria studies at the famous one, and Pavel and Roman are still at school. In his book, Oleg Tinkov himself spoke in detail about his wife. The wife also took part in writing this book, recalling some moments from their life together.

Technoshok company

In 1995, a Tekhnoshok store opened in St. Petersburg, and then several more in St. Petersburg, Omsk, Novorossiysk and Kemerovo. Despite the fact that the markup on equipment in Technoshock stores was quite large, much higher than in other stores, this equipment was in demand among people, they loved it and bought it. Oleg Tinkov realized in time that competent salespeople would sell more equipment than those who were not trained. Therefore, when recruiting new personnel, sales consultants were always offered free training in successful sales. This, probably, is a large part of the success of the Technoshock network.

In 1997, Eldorado stores began opening on the streets of St. Petersburg. Competition has increased sharply, so Oleg Tinkov made an important decision for him - to sell the chain of stores. He went out of business in 1998. At that time, Tinkov had $7 million, which he received for selling the network. He will subsequently invest them in a chain of semi-finished products.

Company "Daria"

The existence and functioning of the famous company "Daria" began thanks to an interesting incident. In the bathhouse, Oleg Tinkov sat with his Greek acquaintance, supplying equipment to the USSR for the production of Italian pasta - ravioli. It was the Greek who gave Oleg the idea to create a company that would sell frozen semi-finished products, like others.

In 1998, the Daria company (named after Tinkov’s eldest daughter) opened and quickly became one of the most popular in Moscow and St. Petersburg, but largely thanks to advertising banners that adorned photographs of women’s buttocks stained with flour, and even with with the caption “Your favorite dumplings!” But already in 2001 the company was sold to the successful holding of Roman Abramovich. For it, Oleg received 21 million dollars, of which he spent 7 on loan fees. Oleg Tinkov's fortune is gradually increasing.

Bank Tinkoff

The beginning of the functioning of Tinkoff Bank was reported that it is located in the Pacific Ocean. It was there in 2005 that the entrepreneur notified people about the creation of his bank and presented the project. It was the first bank in Russia based on remote customer service. At first, he suffered major failures in attracting investments, but already in 2008 his profits increased 50 times. Oleg Tinkov’s bank still operates to this day and is Tinkov’s main field of activity. The entrepreneur owns slightly more than half of the bank's shares.

Beer "Tinkoff"

In 1997, the entrepreneur decided to open his own brewery, but there were big failures in finding an investor. But while searching for an investor, Tinkov met two suppliers who offered him two interesting ideas, which he later used. The first proposed creating a brewing company based on a real Bavarian tradition, which is to call the beer after your last name and come up with a legend. The second idea was to create a restaurant-brewery and promote your own brand of beer in this restaurant.

The search for an investor was not unsuccessful. Already in 1998, the first restaurant-brewery opened in St. Petersburg. The first investment amounted to about a million German marks. In 2001, the restaurant opened in Moscow; two million dollars were invested in the establishment. Then points began to open throughout the country - in Samara, Sochi, Novosibirsk, Yekaterinburg, Vladivostok, Nizhny Novgorod, etc.

In 2003, two large factories were built. The second plant alone cost $75 million, which was borrowed. In 2005, a deal was made to sell two breweries for $200 million. Already in 2009, all of Oleg Tinkov’s restaurants were bought out.

Businessman's fortune

Today, the Russian entrepreneur is one of the richest people in the world. Oleg Tinkov's fortune is estimated at $500 million. Today it is known that in the list of the richest and wealthiest people in Russia, Oleg ranks 169th (as of 2015). And in the list of the wealthiest people in the whole world, Tinkov ranks 1210th (as of 2014).

History of success

The success story of the world-famous Russian entrepreneur makes you think. This is a man who followed his desires, did not change his principles and has come a very long way. Oleg Tinkov studied for a very long time; already at a young age he felt an entrepreneurial spirit in himself and started his own business. Surely his path was not strewn with rose petals: he worked hard, but finding an investor could take years and years of hard work. Oleg Tinkov himself likes to talk about his success story. The biography, the success story of a businessman - all this is interesting for young people to study; this is in many ways a correct example.

Oleg said that it all started with the will to live. He did not want to live his whole life in poverty, he wanted his children to study at the best universities, he wanted to not deny himself anything. The entrepreneur said that his dream was registration in St. Petersburg and a good apartment. It was then that he realized that in order for all this to happen, money was needed. And money requires good training and long work.

Oleg Tinkov, whose photo can be seen above, is one of the most progressive businessmen. They say that he is one of those who personify the modern world.

Oleg Yuryevich is a Russian billionaire, banker and successful businessman.

Childhood and school years

Born on December 25, 1967 in the village of Polysayevo, Leninsk-Kuznetsk district, Kemerovo region, in the family of a miner and a seamstress. As he wrote later in his book “I’m like everyone else: not a fictional novel,” the family comes from a noble family from near Tambov. In the St. Petersburg Public Library he even found the family coat of arms of the family. But in the bloody twenties, my grandfather and grandmother left their native place and settled in Kolchugino (as Leninsk-Kuznetsky was previously called).

According to the memoirs of the future banker, he was raised harshly: at exactly nine o’clock the boy had to be home.

In 1982, he became interested in cycling, won first city and then regional competitions, and flew to other cities. Then he started trading (in Soviet times this was called speculation): on trips he bought jeans, sneakers, mohair scarves, and then sold all this in his hometown for three to four times more expensive.

Military service

In 1986, he graduated from school (he managed to change several classes during his studies) and joined the army. He served the required two years in the border troops - in the Far East, in Nakhodka and Nikolaevsk-on-Amur.

Education

In 1988, after the army, he entered the Leningrad Mining Institute. Among his then friends were many future entrepreneurs: Andrei Rogachev (founder of the Pyaterochka chain), Oleg Zherebtsov (Lenta) and Oleg Leonov (Dixie).

Career

In 1992, he started wholesale trade: he brought electronics from Singapore and sold them in Russia. First, he opened a limited liability partnership “Petrosib” in St. Petersburg, and then regional “Petrosib-Kemerovo”, “Petrosib-Novosibirsk”, “Petrosib-Omsk” and others. He brought then popular calculators, a source of pride for schoolchildren and students, then office equipment, televisions, and video recorders.

In 1994, Petrosib opened a store under the Sony brand on Maly Prospekt of Vasilyevsky Island in St. Petersburg. Then Petrosib USA opened its office in San Francisco. Success in retail trade pushed him to combine these structures, and in 1995 his new brainchild, TechnoShock, appeared.

At the same time, “MusicShok” arose - at that time the first legal network in St. Petersburg selling records, laser and CDs.

Another of his musical projects was the recording company “Shock Records”. There, at one time, the album “Leningrad” was recorded, as well as the albums of the groups “Bricks” and “Knife for Frau Müller”.

In 1997, he had to sell these companies (Shock Records, by the way, was bought by GALA Records). And he started working on other projects. Among them were a beer restaurant and a company producing frozen semi-finished foods, Daria, named after the eldest daughter. The initially successful brand eventually developed debts, and in 2001 the Daria company was sold to Roman Abramovich.

In August 1998, he opened his own beer restaurant in St. Petersburg; later his establishments appeared in Moscow, Samara, Novosibirsk, Nizhny Novgorod, Kazan, Ufa, Yekaterinburg, Vladivostok and Sochi.

In mid-2005, the entrepreneur sold the brewing business to the Belgian concern InBev, and in 2009, the restaurant chain to the Scandinavian fund Mint Capital.

Banking activities

In 2006, a deal was carried out to acquire the Russian Himmashbank, which then became known as Tinkoff Credit Systems. It became the only bank in Russia with remote servicing. At the beginning of 2015, it was renamed Tinkoff Bank.

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For 2018, he holds the post of chairman of the boards of directors of joint-stock companies Tinkoff Insurance and Tinkoff Bank.

Other projects

From 2007 to 2010, the businessman wrote as a columnist in Finance magazine. In 2010, the editor-in-chief of this magazine, Oleg Anisimov, went to work for a credit institution owned by a banker, and they worked together on the program “Business Secrets” on the Russia.ru Internet channel.

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Hotel business

The businessman owns the La Datcha Tinkoff Collection chain, which consists of several guest houses. The latter are rented out to everyone at a time when their owner and his family and friends are not vacationing there. “La Daci” is located in the French Courchevel and Val Thorens, the Italian Forte dei Marmi and on the coast of the Caspian Sea in the Astrakhan region.

Where does Oleg Tinkov live? Judging by his capital, the banker should live in a golden palace on the Cote d'Azur. But not everything is as simple as it seems at first glance. What is known about the place of residence of the entrepreneur?

Billionaire's nest

Only the lazy don’t talk about Oleg Tinkov’s billions of dollars. With his capital you can roam all over the world, especially with his love for expensive things - everyone remembers from his book that back in 1992, when there was almost no money, he bought a house in America. Later, however, he sold it, but the fact made an impression on society.

There are many rumors about foreign real estate, but the entrepreneur confirmed only guesses about the ownership of Villa De Palma.

According to journalists, Oleg bought several apartments in America and an apartment for his daughter in the UK. Tinkov and his wife rent a two-story house in the Moscow region, surrounded by forest. In the yard, Tinkov, judging by pictures from social networks, likes to relax culturally, for example, fry meat or smoke fish.

Many are surprised that a billionaire rents a home and does not own it, but the banker only remains silent or shifts the conversation to another topic.

Recently, when talking about where Tinkov lives, Oleg himself answers that he has wonderful dachas (the La Dacha project in Courchevel, France) and Astrakhan. The businessman says that every cottage is his home, and every weekend he and his family occupy a new chalet.

Tinkoff Bank is one of the most famous and ambitious financial projects in Russia. Such projects are always especially interesting from the point of view of the people behind them. Therefore, the biography of Oleg Yuryevich Tinkov will be interesting.

Oleg in childhood

Tinkov Oleg Yurievich was born on December 25, 1967, in the village. Polysayevo (Kemerovo region) in a family of workers. Father - Yuri Timofeevich Tinkov, miner. Mother - Valentina Vladimirovna Tinkova, seamstress.

Oleg went to school in the regional center, Leninsk-Kuznetsky. Nationality: Russian. Already at school, from the age of 12, he became interested in cycling and even won competitions. In 1984 he received the status of candidate master of sports.

Despite his young age: during sports training in Central Asia, he bought scarce goods and resold them in Leninsk-Kuznetsky, risking getting imprisoned for speculation. But punishment was avoided, and the first experience of entrepreneurship helped in self-determination.

According to Oleg himself, his first official place of work was the Kuzbasselement plant, then he worked at the mine named after. Kirov.

University

Being the son of a miner, Oleg went to study at the Leningrad Mining Institute. It was there that his talent for business blossomed to its fullest. The main goods he traded were cosmetics, black caviar, vodka, perfumes, household appliances, electronics, office equipment, as well as gas pistols and cans for them. By establishing trade between St. Petersburg and Siberia, as well as trading with Poland, Tinkov was able to amass his starting capital. And meet his future wife Rina Vosman, who also actively helped him in trading.

He also had partners, each of whom subsequently built a successful business: Oleg Zherebtsov (Lenta chain of stores), Oleg Leonov (DIXY chain of stores) and Andrey Rogachev (LEK and Pyaterochka companies). Oleg never graduated from the Mining University; after the third year he left it.

He later attended the University of California, Berkeley, completing a short 6-month marketing program there.

Personal life and family

Oleg Tinkov spent more than 20 years in a civil marriage with Rina Vosman, a native of Estonia. Their couple formed at the university, and the wedding took place only 20 years later, in 2009.

There is an interesting quote from a billionaire: he believes that a wife should not be spoiled with gifts, since giving everything she wants means corrupting her.

The first child, the eldest daughter Daria, is educated at Oxford. The younger sons are Pavel and Roman, both brothers study in Moscow.

In the context of his personal life, one can often find speculation on the topic that Oleg is gay, and there are no direct comments on this topic in the interview. However, the facts speak for themselves: he lives with his wife, they have several children in their marriage, Oleg is a decent husband, and no sex scandals have been uncovered in all the years of Tinkov’s life as a public figure, so such rumors about orientation can be attributed to a specific attitude to the always well-groomed appearance in Oleg’s photo.

Entrepreneurial activity

Starting as a small black marketeer, he achieved impressive success, and now Oleg Tinkov is on Wikipedia, in the news and in the Forbes ranking. Main businesses:

Technoshock: electronics from Singapore

Tinkov’s first major project was the wholesale trade of electronics imported from Singapore, opened in 1992. He started with calculators, and then moved on to VCRs and color televisions, which were so popular in the nineties.

In 1994, the construction of a chain of stores began; the first 2 stores under the Sony brand appeared in St. Petersburg. Growing sales volumes pushed the businessman to create his own brand. This is how Tekhnoshok appeared in 1995; stores of this brand sold equipment at very high prices, but were still in demand.

Tinkov was the first in Russia to introduce sales consultants for the sale of electronics. Sergio Gutsalenko, a US citizen, was appointed director of the company. During the period from 1995 to 1997, the number of stores in the chain increased to 10 throughout Russia. However, since 1998, when a strong competitor (Eldorado chain) appeared in Russia, profitability has decreased.

Oleg sold the business, receiving $7 million, which he invested in his new project.

“I sculpted it myself, Daria!”

In 1998, products were produced under the Smak brand, purchased from Makarevich. However, to increase market share, a new brand, Daria, was launched, and a new plant opened on the site of the former Tekhnoshok warehouse in St. Petersburg.

An aggressive advertising campaign quickly gained popularity in a relatively untapped market segment. The brand developed successfully until 2001, after which it was sold by Oleg to Roman Abramovich’s holding company Planet Management for $21 million. USA.

Brewery "Tinkoff"

It was with the advent of this brand that Russia first saw the characteristic spelling of the businessman’s name - Oleg Tinkoff. The idea of ​​his own brewery did not find practical implementation for a long time, until the businessman made useful contacts at the Munich exhibition of brewing technologies Drinktec. Naming a beer brand after your own surname is an ancient Bavarian tradition.

Having invested 1 million German marks (at that time about 700 thousand US dollars), Tinkov opened the first beer bottling line and a branded restaurant on Kazanskaya Street in St. Petersburg. In 2001, a second restaurant was opened, this time in Moscow, the launch of which cost the businessman $2 million. Over the next 3 years, similar establishments appeared in Samara, Novosibirsk, Nizhny Novgorod, Kazan, Ufa, Sochi, Vladivostok and Yekaterinburg.

The real brewery) appeared in 2003, built with loan money from Zenit Bank. The second plant was also financed by borrowed funds in the amount of $75 million. USA. The constructed factories produced products under the Tinkoff, Tekiza and T brands.

The rapid growth of this business was associated with an aggressive advertising campaign, in which considerable money was invested. However, the entrepreneur failed to achieve stunning success with his own beer. But the powerful infrastructure of the breweries was bought by the Sun Interbrew company, paying about $200 million in the deal. USA.

Tinkoff Bank: the pinnacle of success

Having overcome the difficulties of a pioneer, Oleg was able to build the first bank in Russia, all of whose services are available through the website and by phone, without offices or branches. Moreover, despite the youth of the project, the bank showed a 50-fold profit in the crisis year of 2008. The reason for this success is the minimization of office and personnel costs. Due to automation, most operations were performed by computers rather than by human operators.

Since 2007, the bank has been headed by Oliver Hughes, who previously headed the Russian division of the VISA payment system. The young leader assembled a team focused on developing and realizing the potential of electronic technologies. The banker built a young and progressive leadership.

By 2013, the bank provided the businessman with a doubling of income and a billion-dollar fortune. Since 2015, a rebranding was carried out, the bank was renamed Tinkoff Bank. As of 2017, Tinkov remains the majority shareholder, owning 53.52% of the shares and controls the board. The founder does not plan to sell this business, he is actively developing it and considers it his main activity. Therefore, there is still reason to say that Tinkov is the rightful owner of the bank.

Journalistic activity and dismissal from RBC

In addition to business, Tinkov also conducts quite active journalistic and publicistic activities. He has his own blog and accounts on Facebook and Twitter. On YouTube he hosts the program “Business Secrets with Oleg Tinkov”, regularly publishing videos.

He hosted a show on the RBC channel, but quickly stopped collaborating with this channel.

One of the most striking was his interview with Sergei Galitsky, whom Tinkov himself considers a model of a Russian businessman. The Internet community also remembered Tinkov’s provocative conversation with Ksenia Sobchak on the Dozhd TV channel.

He also published two books: the autobiography “I’m like everyone else” (2010) and “How to become a businessman” (2011). In them, he talks about his experience of becoming an entrepreneur. Note that the biography of Oleg Tinkov has earned flattering reviews from critics.

Participation in cycling

The youthful passion for cycling has not faded to this day. Consistently, the businessman owned the following fairly successful cycling teams:

• Tinkoff Restaurants (2006)
• Tinkoff Credit Systems (2007 – 2013)
• Cycling team "Tinkoff" (Since 2013)

His teams regularly took prizes at prestigious competitions.

Life in the USA

Tinkov lived in America while studying at the University of California at Berkeley. There he understood the peculiarities of American philosophy and realized that business in this country has been elevated to the rank of science and is the dominant idea of ​​society. There he made many useful business contacts and has since visited the United States quite often.

Accident

One tragic episode in Oleg’s biography is often recalled by journalists. A terrible car accident played an important role in his fate. He had just returned from the army and decided to go to summer camp with his beloved girl. But a KAMAZ crashed into the bus, after which the girl died, and Oleg was left with a scar on his face. Immediately after recovery, he decided to go to Leningrad, since staying in his hometown was unbearable. Therefore, to some extent, this accident pushed him to subsequent successful decisions in life.

Fortune and Forbes rating

The founder of Tinkoff Bank is not known for his modesty. He drives a Rolls Royce, also has a personal Dassault Falcon 7X jet and a luxurious private house in Moscow. And the most exciting question: how much money does he have? According to Forbes, his fortune is estimated at $1.2 million. USA. With this result, he ranks 1210th in the world ranking of the richest people and 79th in Russia.